01
Get Pre-Approved
See if you're pre-approved in minutes with no impact to your credit score.
02
Choose Your Loan
Choose your loan option and complete your application.
03
Receive Your Funds
Complete any final verification steps and receive your funds as soon as the next business day.
A Simple 3-Step Process
Financing FAQs
What financing options are available?
We offer financing through Upgrade to help make your outdoor living project more manageable. Available options are designed to provide straightforward monthly payments. During the application process, you will be able to review the options available to you and choose the one that best fits your budget.
How do I apply for financing?
Applying is simple. We provide you with a secure Upgrade application link, so you can complete your application online. The process is quick. In many cases, customers receive a decision within minutes.
Are there any prepayment penalties?
No. You can pay off your financing early without prepayment penalties.
Can I finance the entire project?
Many customers are able to finance the full cost of their project, subject to credit approval and the amount approved.
Will checking my rate affect my credit score?
No. You can check your rate without impacting your credit score. If you choose to move forward, a hard credit inquiry will be completed during the financing process.
When will funds be available?
Once your offer is accepted and any required verifications are complete, funds are typically made available quickly. Timing may vary depending on your bank or payment method.